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J. Martin Black & Associates, Inc was founded in 2006 by Patrick P. Martinez. After 20 years in the mortgage banking industry, in both retail and wholesale, J. Martin Black & Associates, Inc was developed to give our clients a choice to do business with a mortgage banker that has made a commitment to providing that personal touch our clients require. Our company philosophy is to use technology as a tool to provide our clients a means of efficiency as well as timely access their loan status and the ability to communicate with us at their convenience. Our focus is providing the very best residential & commercial mortgage solutions to new and existing clients while maintaining extremely competitive interest rates and closing costs.
Since you and your family are unique, a standard off-the-shelf mortgage may not provide the flexibility and convenience you need. At J. Martin Black & Associates, Inc., we constantly monitor the housing markets, economic indicators, interest rate trends, consumer demographics and industry regulations, then we design innovative mortgages to fit your needs as closely as possible.
J. Martin Black & Associates, Inc. believes in building a strong foundation of honesty, integrity and loyalty with our clients, thus repeat business and referrals will serve as the backbone of our success. We promise to deliver our superior service to every client, and we thank you for giving us the opportunity to assist with your mortgage needs.
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Patrick Martinez,
Patrick Martinez, President and CEO of J. Martin Black & Associates, Inc., has been in the mortgage banking and finance industry since 1987. Started managing personal portfolio’s as a Series 7 licensed stock broker with a Wall Street Firm. In 1989 was hired by Household Finance, a national consumer loan, mortgage and insurance lender. Managed an office for HFC in St Petersburg, Fl, leading sales for the region for the company. Patrick started a mortgage brokerage business in 1992 offering a full line of mortgage products to our clients. The company developed a client base through excellent customer service and honesty. Referrals and repeat business became our strength. In 1998, SunTrust Mortgage hired Patrick to start a division focused on tele-mortgage. Patrick then was asked to transfer to the wholesale department and help increase sales in the Tampa/St Petersburg market. Through hard work the Tampa/ St Petersburg market closed 100’s of millions in loans. Patrick accepted a position with The Huntington Mortgage Group in 2000. He was hired to build the Florida market for The Huntington Bank. This was a growing market and Huntington Mortgage wanted to become a major lender in the state. Patrick grew the Florida market every year. In 2004 Patrick was put in charge of building the Southeastern region of the United States. Very few in the mortgage industry have the background in both retail and wholesale mortgages. After 2 years of building the markets, Patrick decided it was time to start a mortgage company focused on a more personal approach to lending. The mortgage industry had changed so much, so quickly that it lost touch of the clients. Clients became numbers. Communication was done via voice mail or emails. A client had a very difficult time finding a “real” person to discuss their needs. This was the primary reason to open J. Martin Black & Associates, Inc. A company dedicated to doing business the old-fashion way along with using the most advanced technology as a tool to be efficient. We developed a website that is simple and efficient. The website is loaded with valuable information that benefits our clients in many ways other than just mortgage financing. Our clients have the flexibility of following their loan status at anytime of day and the ability of contacting us at their convenience. The experience of over 18 years in the mortgage banking industry and closing over $1 billion in loans, gives our clients the piece of mind of having a qualified mortgage banking professional working with them in meeting their financing needs.
We look forward in assisting you.
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